Last updated: November 13, 2025
This Cookie Policy explains how Olive Branch Home Loans (“we,” “us,” or “our”) uses cookies and similar technologies when you visit the Olive Branch Home Loans website. By using the website, you agree to the use of cookies and similar technologies as described in this policy.
About Cookies
A cookie is a text file sent by a web server to a web browser and stored by the browser. The text file is then sent back to the server each time the browser requests a page from the server. This enables the web server to identify and track the web browser and load the pages according to a user’s preferences for that particular site, including basic functionality and security.
Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and remain valid until its expiry date, unless deleted earlier by the user; a session cookie will expire at the end of the user session, when the web browser is closed.
Cookies may not contain information that personally identifies a user, but personal data that we store about you may be linked to the information stored in and obtained from cookies.
Cookies that we do not use
We do not use cookies outside the types and purposes described under the Cookies We Use section of this policy.
Cookies That We Use
In this policy, we say “cookies” to refer to all relevant technologies. We use the following types of cookies:
In this policy, we use the term “cookies” to refer to all relevant technologies, including standard cookies, session identifiers, and similar technical tools. Our website and the embedded third-party services integrated into it may use the following general categories of cookies:
1. Essential / Strictly Necessary Cookies
These cookies are required for our website to operate and cannot be disabled through our system. They support core functions such as:
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Security and access control
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Page loading and navigation
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Server routing and load balancing
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Authentication and website administration
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Maintaining reliable browser sessions
These cookies are necessary to deliver our website and its features safely and consistently.
2. Performance and Functionality Cookies
Some embedded third-party services used on our website may set cookies that support:
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Session stability and continuity
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Application performance monitoring
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Error detection, troubleshooting, and service reliability
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Ensuring forms, multi-step processes, and application flows function correctly
These cookies do not profile users or track behavior across other websites. They are strictly used to maintain the performance and proper operation of the embedded service.
3. Security and Fraud-Prevention Cookies
Certain third-party technologies integrated into secure portions of our site may set cookies required to:
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Detect fraudulent or unauthorized activity
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Protect user sessions
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Safeguard sensitive form interactions
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Maintain secure communication between the browser and the service provider
These cookies are necessary to protect users and ensure secure access to embedded content and tools.
How We Use Cookies
Olive Branch Home Loans uses a limited number of cookies to support the basic functionality and security of our website. These include:
- Session cookies to ensure reliable website operation;
- Non-persistent cookies required for secure form functionality;
- Cookies necessary for displaying embedded third-party content (described below).
To the extent that Internet Protocol (IP) addresses or similar identifiers are considered personal information by local law, we treat them accordingly.
Embedded Third-Party Content (Mortgage Loan Application)
Our website includes an embedded mortgage loan application (“MLA”) provided by third-party services.
The embedded loan application of our third-party service provider may use similar technologies to:
- Maintain secure session functionality;
- Enhance performance
- Enable proper operation of the loan application;
- Prevent fraud or unauthorized access.
Any information you enter into the loan application is processed according to our Privacy Policy.
Options for Managing Cookies
When you first visit our website, you may see a cookie notice that describes the types of cookies used. Because our website uses only strictly necessary cookies and limited cookies related to embedded third-party content, the cookies we use are solely for security, basic functionality, and proper operation of our website and its essential features. These cookies are necessary for providing our services.
Most browsers allow you to refuse to accept cookies and to delete cookies. The methods vary by browser and device. You can obtain up-to-date information about blocking and deleting cookies via the links below:
Please note that certain features of the Olive Branch Home Loans website may not function properly if essential cookies are disabled.
Effective Date of this Policy: 11/13/2025